Terms and Conditions of Use


By accessing and browsing this website you accept and agree to be bound by and comply with, without limitation or qualification, the terms and conditions set out below. Please read these terms and conditions before using this website. If you do not accept and agree to be bound by the terms and conditions, please do not continue using this site. These terms and conditions may be changed from time to time without notice. Please ensure that you review these terms and conditions regularly.

These Terms and Conditions incorporate by reference any notices contained on this Website and constitute the entire agreement with respect to your access to and use of this Website. If any provision of these Terms and Conditions is unlawful, void or unenforceable, then that provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.

In these terms and conditions, any reference to “we,” “us,” or “our” refers to Kamloops Insurance.

Information Accuracy

All information on this website is subject to change without notice. We strive to provide accurate and up-to-date material on this website. However, we make no warranties or representations and there are no conditions as to the accuracy or timeliness of the material provided on this website. We assume no liability or responsibility for any errors or omissions on this website.

Limitation of liability

This web site does not constitute an offer or contract. Kamloops Insurance makes no representations whatsoever about other web sites which you may access through this one. When you access a non-Kamloops Insurance web site, please understand that it is independent from Kamloops Insurance and that Kamloops Insurance has no control over the content on that web site. In addition, a link to a non-Kamloops Insurance web site does not mean that Kamloops Insurance endorses or accepts any responsibility for the content, use, or products and services made available through such web site.

In no event will Kamloops Insurance be liable to any party for any direct, indirect, special or other consequential damages for any use of this web site, or any other hyperlinked web site, including, without limitation, any lost profits, business interruption, loss of programs or other data or otherwise, even if we are expressly advised of the possibility of such damages.

No advice

This website is not intended to provide specific insurance or other advice for any individual or business entity and should not be relied on for such advice. Persons seeking insurance or other advice should contact a licensed professional at Kamloops Insurance, who can take their individual circumstances into account.

Information about products and services

The descriptions of the various products and services offered by Kamloops Insurance contained in this website are provided solely for general informational purposes. No offer is made or intended to be made on this website. The information and descriptions contained in this website are not intended to be complete descriptions of all terms, conditions and exclusions applicable to the products and services. In all cases, Kamloops Insurance products and services are governed by the terms, conditions and exclusions of the actual policy.

Kamloops Insurance products and services mentioned in this website are available only in Canada, in jurisdictions where they may be legally offered. Not all Kamloops Insurance products and services are necessarily available throughout Canada.

Use of Information

The content of this website is provided for information purposes only, unless otherwise indicated, and is not intended to provide specific insurance, investment, tax, legal, or accounting advice to users, and should not be relied upon for that purpose. Users should not act or rely on the information without seeking the advice of a professional.

Governing Law and Jurisdiction

By accessing Kamloops Insurance`s website, you agree to be bound by the laws of British Columbia and Canada as applicable, which laws will govern these Terms and Conditions and apply to any and all issues regarding this site.

The terms, exclusions and conditions of the services offered and mentioned on kamloopsinsurance.ca are not fully expressed. Their interpretation is governed by the terms and conditions of the insurance purchased, and by any applicable laws and regulations. In case of any discrepancy between the contract and the website, the contract will apply.

Access to this Website from locations where the content is illegal is prohibited. You are solely responsible to determine whether your use of this Website is lawful, and you must comply with all laws applicable in your jurisdiction.

Privacy Policy

Kamloops Insurance will never share information about you without your permission. Kamloopinsurance.ca, believes that strong electronic privacy is crucial for the ongoing success of the Internet as a service, commercial, and entertainment medium. To this end, unless you designate otherwise, the information you enter here will be known to only two parties: you and Kamloops Insurance.

We pledge that Kamloops Insurance will not release your personal data to anyone else without your consent – period.

You may change the status of whether you wish to receive Kamloops Insurance offers and communications at any time.

When we do present information to our advertisers, unless you tell us otherwise, it is in the form of aggregate statistics compiled among all of our visitors’ answers to survey questions as well as grouped on-site behavior.


The site is protected by Copyright laws and International Agreements on such matters, and its content cannot be altered without infringing on the author’s rights and his/her moral rights.

The texts, illustrations, graphics and images displayed on the site are and will remain at all times the property of the author, unless stipulated otherwise herein. They cannot, under any circumstances, be sold, reproduced, copied, modified, published or distributed, in whole or in part, as the case may be, without express permission from the author.


KamloopsInsurance.ca will deliver your new sticker and new insurance document to you by an authorized insurance agent or courier. Only the owner(s) stated on the policy declaration page or authorized person (Only if the back of the ICBC Renewal Reminder is signed by the owner(s) of the policy) can receive the new sticker and new insurance document. Please note, upon delivery a valid British Columbia Driver’s Licence (BCDL) must be presented to verify the owner(s) of the policy and if applicable the credit card holder.

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