Statistically, rental homes are more susceptible to damage than owner-occupied homes.

A typical rental property policy covers:

The Primary Dwelling – whether it is a single family, townhouse, condominium, or duplex.

Detached Buildings – including sheds and garages.

Premises Liability – Liability protection for injury to tenants (or their guests) if you are held legally responsible.

Contents – Including furniture or appliances that you own.

Fair Rental Value – If your property becomes uninhabitable because of a peril covered in your policy, you will be reimbursed for rent you lose while repairs are being made.