Automotive

Car insurance is a contract between you and an insurance company to pay for car-related losses specified by your policy in exchange for your premium, but we all know the right car insurance is very important to protect you, your family and your personal assets.

When choosing BC auto insurance, you must decide what kind of coverage is best for you. At Kamloops Insurance, our expert account brokers are happy to help you make the most educated decision possible. We will explain the differences between liability, collision, comprehensive, or coverage for specified perils. It’s our job to help you understand the different deductibles and how they will affect the total cost of your insurance.

All vehicle owners must carry a minimum of $200,000 in Third Party Liability Coverage through ICBC and other insurance providers.

Included in this basic coverage are a range of benefits of up to $150,000 for any person injured in an accident regardless of who is at fault. It also provides $1 million in protection for you or any member of your household who is injured by a motorist with insufficient insurance to compensate for the injuries sustained.

All other automobile insurance – including Collision and Comprehensive – may be purchased through ICBC or other private insurers.

Kamloops Insurance offers you a choice:

The full range of ICBC protection

OR

Basic ICBC protection plus optional coverage from private insurers.

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